How to Maximize Your Social Security Benefit
Good things come to those who wait. From the time you reach full retirement age, your maximum monthly benefit will increase for each month you hold off on collecting until you reach age 70.
Will My Social Security Payment Increase If I Keep Working?
If you start collecting before full retirement age, your income could lower your monthly benefit if you make above a set limit. That limit goes away at full retirement age, and you could actually raise your benefit amount.
Can I Collect Both Social Security Retirement and Disability Benefits?
You can only collect only one benefit at a time. If you collect SSDI before you reach full retirement age, you’ll continue to collect the full amount after, it will just be called a “retirement benefit” at that point.
Happy Birthday, Social Security!
AARP celebrates the 85-year-old landmark program. Sign the birthday card for Social Security at action.aarp.org/socialsecurity85.
How to Use a My Social Security Account
My Social Security allows you to access information from your Social Security record. This recording of a live online training session, presented by AARP in collaboration with Senior Planet, will teach you everything you need to know to get started.
How Do I Open a My Social Security Account?
It’s easy to open an account. Just go to ssa.gov/myaccount and enter your information.
How Does Marriage Affect My Social Security?
You can collect spousal benefits if they’re higher than your individual benefits. You may still be eligible to collect spousal benefits if the marriage ends, depending on several factors.
How Do I Replace My Social Security Card?
You can request a new card online, by mail or in person at a Social Security office. Your new card should arrive by mail within two weeks.
How Do I Get My Social Security Award Letter?
Once your Social Security benefits claim is approved, you’ll receive a letter in the mail. You can order a replacement over the phone or in person.
How Do I Apply for Social Security Benefits?
You can apply online, by phone or in person at your local Social Security office, depending on which type of benefit you’re seeking.
What’s the Social Security Windfall Elimination Provision?
If you qualify for Social Security and collect a pension from a job that doesn’t pay FICA taxes, your Social Security income will be reduced but not eliminated.
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